{"id":5551,"date":"2022-07-25T09:29:00","date_gmt":"2022-07-25T07:29:00","guid":{"rendered":"https:\/\/reveltio.com\/?p=5551"},"modified":"2022-11-28T10:21:54","modified_gmt":"2022-11-28T09:21:54","slug":"windykacja-niezaplaconych-faktur-jak-mozesz-odzyskac-pieniadze-od-zleceniodawcy","status":"publish","type":"post","link":"https:\/\/reveltio.com\/pl\/windykacja-niezaplaconych-faktur-jak-mozesz-odzyskac-pieniadze-od-zleceniodawcy\/","title":{"rendered":"Windykacja niezap\u0142aconych faktur \u2013 jak mo\u017cesz odzyska\u0107 pieni\u0105dze od zleceniodawcy?"},"content":{"rendered":"<div  class=\"tatsu-h5azafx1ql8uuvwb tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"15px 0px 15px 0px\"}' data-padding-top='15px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-h5azafx1sx9cxmq1\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-h5azafx1upp43hz\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-h5azafx1wb2td5jv  \"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-h5azafx1wb2td5jv.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;}<\/style><p><\/p>\n<p>Niezap\u0142acone faktury, wbrew pozorom, nie stanowi\u0105 odosobnionych przypadk\u00f3w, a problem z nieterminow\u0105 p\u0142atno\u015bci\u0105 jest w naszym kraju dosy\u0107 powszechny. Ze statystyk wynika, \u017ce oko\u0142o 70% kontrahent\u00f3w op\u0142aca faktury z op\u00f3\u017anieniem. Dla wielu przedsi\u0119biorc\u00f3w priorytetem jest p\u0142acenie podatk\u00f3w i sk\u0142adek ZUS, a w nast\u0119pnej kolejno\u015bci pensji, dlatego te\u017c faktury cz\u0119sto s\u0105 regulowane po terminie. Obecnie osoby, prowadz\u0105ce dzia\u0142alno\u015b\u0107 gospodarcz\u0105, maj\u0105 do dyspozycji r\u00f3\u017cne narz\u0119dzia, kt\u00f3re umo\u017cliwiaj\u0105 wywarcie presji na wierzycielach i przyspieszenie sp\u0142aty zaleg\u0142o\u015bci. Je\u015bli jednak te metody zawodz\u0105, niezb\u0119dna staje si\u0119 windykacja.<\/p>\n<p><\/p>\n<p><\/p>\n<h2><strong>Windykacja polubowna<\/strong><\/h2>\n<p><\/p>\n<p><\/p>\n<p>Windykacja stosowana jest przez przedsi\u0119biorc\u00f3w po to, aby unikn\u0105\u0107 kierowania sprawy do s\u0105du. T\u0105 drog\u0105 mo\u017cna o wiele \u0142atwiej, a zarazem szybciej odzyska\u0107 pieni\u0105dze. Przedsi\u0119biorcy najcz\u0119\u015bciej przypominaj\u0105 telefonicznie o niezap\u0142aconej fakturze lub wysy\u0142aj\u0105 monity, a nast\u0119pnie wezwania do zap\u0142aty drog\u0105 elektroniczn\u0105. Je\u015bli \u017cadna z tych metod nie oka\u017ce si\u0119 jednak skuteczna, warto wys\u0142a\u0107 ostateczne wezwanie do zap\u0142aty poczt\u0105, najlepiej listem poleconym z potwierdzeniem odbioru. W pisemnym wezwaniu do zap\u0142aty powinny znale\u017a\u0107 si\u0119 dane wierzyciela, wysoko\u015b\u0107 d\u0142ugu, podstawa prawna roszczenia oraz spos\u00f3b dokonania zap\u0142aty. W pisemnym wezwaniu do zap\u0142aty musi znajdowa\u0107 si\u0119 r\u00f3wnie\u017c kopia nieop\u0142aconej faktury. Je\u015bli i takie dzia\u0142anie nie przynosz\u0105 po\u017c\u0105danych efekt\u00f3w, warto zg\u0142osi\u0107 si\u0119 do firmy windykacyjnej lub skierowa\u0107 spraw\u0119 na drog\u0119 s\u0105dow\u0105.<\/p>\n<p><\/p>\n<p><\/p>\n<h2><strong>Gie\u0142da wierzytelno\u015bci<\/strong><\/h2>\n<p><\/p>\n<p><\/p>\n<p>Jednym ze sposob\u00f3w na odzyskanie d\u0142ug\u00f3w jest ich sprzeda\u017c na gie\u0142dzie wierzytelno\u015bci. Wystarczy zarejestrowa\u0107 si\u0119 na stronie internetowej takiego podmiotu i poda\u0107 informacje dotycz\u0105ce d\u0142ugu. W rezultacie mo\u017cliwe jest jedynie cz\u0119\u015bciowe odzyskanie d\u0142ugu, poniewa\u017c gie\u0142dy wierzytelno\u015bci pobieraj\u0105 prowizje od zwr\u00f3conej kwoty. Gie\u0142da wierzytelno\u015bci traktowana jest jako rozwi\u0105zanie ostateczne. Dla wielu przedsi\u0119biorc\u00f3w cz\u0119\u015bciowe odzyskanie d\u0142ugu wydaje si\u0119 korzystniejsze ni\u017c nieodzyskanie go wcale.<\/p>\n<p><\/p>\n<p><\/p>\n<p><\/p>\n<\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-h5azafx1upp43hz.tatsu-column{width: 100%;}.tatsu-h5azafx1upp43hz.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-h5azafx1upp43hz > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-h5azafx1upp43hz > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-h5azafx1upp43hz > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-h5azafx1upp43hz > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-section-overlay\"><\/div><style>.tatsu-h5azafx1ql8uuvwb .tatsu-section-pad{padding: 15px 0px 15px 0px;}.tatsu-h5azafx1ql8uuvwb > .tatsu-bottom-divider{z-index: 9999;}.tatsu-h5azafx1ql8uuvwb > .tatsu-top-divider{z-index: 9999;}.tatsu-h5azafx1ql8uuvwb .tatsu-section-overlay{mix-blend-mode: normal;}<\/style><\/div><div  class=\"tatsu-rk6dGuiR9 tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"0px 0px 0px 0px\"}' data-padding-top='0px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-H1laOMOi05\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-HyZa_fui0c\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-call-to-action tatsu-clearfix  tatsu-rJz6OMdiCc  \" ><div class=\"tatsu-cta-inner\"><h5 class=\"tatsu-action-content\" >Poznaj funkcjonalno\u015bci REVELTIO<\/h5><a class=\"mediumbtn tatsu-button rounded tatsu-action-button   \" href=\"https:\/\/reveltio.com\/funkcjonalnosci\/\" data-gdpr-atts={} ><span>Sprawd\u017a<\/span><\/a><style>.tatsu-rJz6OMdiCc.tatsu-call-to-action{background-color: rgba(23,255,129,1);}.tatsu-rJz6OMdiCc .tatsu-action-content{color: #ffffff ;}.tatsu-rJz6OMdiCc .tatsu-action-button{background: rgba(0,0,0,1);border-color: #ffffff; }.tatsu-rJz6OMdiCc .tatsu-action-button:hover{background: #ffffff;border-color: #ffffff; }.tatsu-rJz6OMdiCc .tatsu-action-button span{color: #ffffff ;}.tatsu-rJz6OMdiCc .tatsu-action-button:hover span{color: rgba(0,0,0,1) ;}<\/style><\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-HyZa_fui0c.tatsu-column{width: 100%;}.tatsu-HyZa_fui0c.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-HyZa_fui0c > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-HyZa_fui0c > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-HyZa_fui0c > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-HyZa_fui0c > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}@media only screen and (max-width:1377px) {.tatsu-row > .tatsu-HyZa_fui0c.tatsu-column{width: 100%;}}@media only screen and (min-width:768px) and (max-width: 1024px) {.tatsu-row > .tatsu-HyZa_fui0c.tatsu-column{width: 100%;}}@media only screen and (max-width: 767px) {.tatsu-row > .tatsu-HyZa_fui0c.tatsu-column{width: 100%;}}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-section-overlay\"><\/div><style>.tatsu-rk6dGuiR9 .tatsu-section-offset-wrap{transform: translateY(-0px);}.tatsu-rk6dGuiR9 > .tatsu-bottom-divider{z-index: 9999;}.tatsu-rk6dGuiR9 > .tatsu-top-divider{z-index: 9999;}.tatsu-rk6dGuiR9 .tatsu-section-overlay{mix-blend-mode: normal;}<\/style><\/div><div  class=\"tatsu-ryOSz_oR5 tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"15px 0px 15px 0px\"}' data-padding-top='15px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-BJxdBzuoRc\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-r1-dBfOj0c\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-HyGOBzOjC9  \"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-HyGOBzOjC9.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;}<\/style><p><\/p>\n<p><\/p>\n<p><\/p>\n<h2><strong>Windykacja &#8211; samodzielnie czy z pomoc\u0105 specjalist\u00f3w?<\/strong><\/h2>\n<p><\/p>\n<p><\/p>\n<p>Ze wzgl\u0119du na fakt, \u017ce nie ka\u017cda firma posiada sw\u00f3j w\u0142asny dzia\u0142 windykacji, przedsi\u0119biorcy zazwyczaj nie dysponuj\u0105 odpowiedni\u0105 wiedz\u0105 i narz\u0119dziami do samodzielnego odzyskiwania wierzytelno\u015bci. Poza tym samodzielna windykacja najcz\u0119\u015bciej nie przynosi oczekiwanych efekt\u00f3w. Dlatego te\u017c idealnym rozwi\u0105zaniem jest rozpocz\u0119cie wsp\u00f3\u0142pracy z zewn\u0119trzn\u0105 firm\u0105 windykacyjn\u0105, kt\u00f3ra odzyska d\u0142ug w imieniu przedsi\u0119biorcy. Dzi\u0119ki temu w\u0142a\u015bciciel firmy mo\u017ce mie\u0107 pewno\u015b\u0107, \u017ce windykatorzy podejd\u0105 indywidualnie do ka\u017cdej sprawy, wypracowuj\u0105c odpowiednie metody dzia\u0142ania.<\/p>\n<p><\/p>\n<p><\/p>\n<h2><strong>Us\u0142ugi firm windykacyjnych<\/strong><\/h2>\n<p><\/p>\n<p><\/p>\n<p>Dochodz\u0105c swoich praw i nale\u017cno\u015bci warto skorzysta\u0107 z us\u0142ug firmy windykacyjnej. Chocia\u017c s\u0142owo \u201cwindykacja\u201d niesie ze sob\u0105 nieprzyjemne skojarzenia, to wi\u0119kszo\u015b\u0107 takich spraw zostaje rozwi\u0105zana polubownie ju\u017c na pocz\u0105tku. W ramach swojej dzia\u0142alno\u015bci firmy, \u015bwiadcz\u0105ce takie us\u0142ugi, mog\u0105 zaproponowa\u0107 windykacj\u0119 mi\u0119kk\u0105, kt\u00f3ra opiera si\u0119 g\u0142\u00f3wnie na negocjacjach lub wyst\u0105pi\u0107 na drog\u0119 s\u0105dow\u0105, a nast\u0119pnie egzekucyjn\u0105. Firmy windykacyjne rozpoczynaj\u0105 odzyskiwanie d\u0142ugu drog\u0105 polubown\u0105, poniewa\u017c wsp\u00f3\u0142czesna windykacja korzysta ze strategii negocjacyjnych i odbywa si\u0119 z udzia\u0142em specjalist\u00f3w z zakresu prawa oraz psychologii. Dzia\u0142ania firm windykacyjnych polegaj\u0105 g\u0142\u00f3wnie na u\u015bwiadamianiu d\u0142u\u017cnika o konsekwencjach op\u00f3\u017anienia w p\u0142atno\u015bci i rezultatach post\u0119powa\u0144 s\u0105dowych. Najpierw wysy\u0142ane jest wezwanie do zap\u0142aty, a je\u015bli to dzia\u0142anie nie przyniesie efektu &#8211; sprawa kierowana jest na drog\u0119 s\u0105dow\u0105. Wszystkie dzia\u0142ania windykacyjne odbywaj\u0105 si\u0119 w oparciu o przepisy prawa.<\/p>\n<p><\/p>\n<p><\/p>\n<h2><strong>Jak zabezpieczy\u0107 si\u0119 przed nieterminowymi p\u0142atno\u015bciami?<\/strong><\/h2>\n<p><\/p>\n<p><\/p>\n<p>Odzyskiwanie nale\u017cno\u015bci bywa d\u0142ugotrwa\u0142e, a co najwa\u017cniejsze &#8211; nara\u017ca przedsi\u0119biorc\u0119 na koszty i utrat\u0119 cennego czasu. Warto zapobiega\u0107 takim sytuacjom i najpierw sprawdzi\u0107 swojego kontrahenta, szczeg\u00f3lnie, je\u015bli mamy co do niego uzasadnione w\u0105tpliwo\u015bci. Tego typu informacje mo\u017cna uzyska\u0107 w rejestrze d\u0142u\u017cnik\u00f3w lub w biurach informacji gospodarczej. Inn\u0105 mo\u017cliwo\u015bci\u0105 jest zlecenie prze\u015bwietlenia kontrahenta zewn\u0119trznej firmie, tzw. wywiadowni gospodarczej. Efektem jej dzia\u0142ania s\u0105 raporty handlowe, kt\u00f3re opisuj\u0105 praktyki zar\u00f3wno dobre, jak i z\u0142e praktyki klienta.<\/p>\n<p><\/p>\n<p><\/p>\n<h2><strong>Pre-windykacja<\/strong><\/h2>\n<p><\/p>\n<p><\/p>\n<p>Czy warto monitorowa\u0107 faktury? Odpowied\u017a na to pytanie jest prosta &#8211; tak, poniewa\u017c w biznesie op\u0142aca si\u0119 trzyma\u0107 r\u0119k\u0119 na pulsie. Rezultatem op\u00f3\u017anie\u0144 w zap\u0142acie faktur mo\u017ce by\u0107 utrata p\u0142ynno\u015bci finansowej przedsi\u0119biorstwa. Okazuje si\u0119, \u017ce monitorowanie faktur wcale nie musi by\u0107 skomplikowanym zadaniem. Wszelkie czynno\u015bci zapobiegaj\u0105ce nieterminowym p\u0142atno\u015bciom nale\u017cy wdro\u017cy\u0107 jak najszybciej, poniewa\u017c szansa na odzyskanie wierzytelno\u015bci jest najwi\u0119ksza na pocz\u0105tkowym etapie. Automatyzacja obs\u0142ugi op\u00f3\u017aniaj\u0105cych si\u0119 p\u0142atno\u015bci i dzia\u0142ania pre-windykacyjne powinny zosta\u0107 zautomatyzowane. Z pomoc\u0105 przychodzi w tym przypadku<a href=\"https:\/\/reveltio.com\/\"> Reveltio<\/a>, kt\u00f3re oferuje intuicyjne narz\u0119dzia, umo\u017cliwiaj\u0105ce automatyczne monitorowanie p\u0142atno\u015bci firmy. Dedykowany konkretnemu podmiotowi system windykacyjny informuje o przeterminowanych fakturach pracownik\u00f3w odpowiedzialnych za obs\u0142ug\u0119 p\u0142atno\u015bci. Dzi\u0119ki temu zar\u00f3wno personel, jak i klienci dbaj\u0105 o terminowo\u015b\u0107 sp\u0142at.<\/p>\n<p><\/p>\n<\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-r1-dBfOj0c.tatsu-column{width: 100%;}.tatsu-r1-dBfOj0c.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-r1-dBfOj0c > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-r1-dBfOj0c > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-r1-dBfOj0c > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-r1-dBfOj0c > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-section-overlay\"><\/div><style>.tatsu-ryOSz_oR5 .tatsu-section-pad{padding: 15px 0px 15px 0px;}.tatsu-ryOSz_oR5 > .tatsu-bottom-divider{z-index: 9999;}.tatsu-ryOSz_oR5 > .tatsu-top-divider{z-index: 9999;}.tatsu-ryOSz_oR5 .tatsu-section-overlay{mix-blend-mode: normal;}<\/style><\/div><div  class=\"tatsu-H19YMujCq tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"0px 0px 0px 0px\"}' data-padding-top='0px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-one-col tatsu-row-has-one-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-Skx9YzdiR5\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-col tatsu-column-image-none tatsu-column-effect-none  tatsu-r1Z5KMOsA5\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-call-to-action tatsu-clearfix  tatsu-BJGqFGuj09  \" ><div class=\"tatsu-cta-inner\"><h5 class=\"tatsu-action-content\" >Wypr\u00f3buj REVELTIO za darmo!<\/h5><a class=\"mediumbtn tatsu-button rounded tatsu-action-button   \" href=\"https:\/\/reveltio.com\/wyprobuj-za-darmo\/\" data-gdpr-atts={} ><span>Chc\u0119 wypr\u00f3bowa\u0107<\/span><\/a><style>.tatsu-BJGqFGuj09.tatsu-call-to-action{background-color: rgba(23,255,129,1);}.tatsu-BJGqFGuj09 .tatsu-action-content{color: #ffffff ;}.tatsu-BJGqFGuj09 .tatsu-action-button{background: rgba(0,0,0,1);border-color: #ffffff; }.tatsu-BJGqFGuj09 .tatsu-action-button:hover{background: #ffffff;border-color: #ffffff; }.tatsu-BJGqFGuj09 .tatsu-action-button span{color: #ffffff ;}.tatsu-BJGqFGuj09 .tatsu-action-button:hover span{color: rgba(0,0,0,1) ;}<\/style><\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-r1Z5KMOsA5.tatsu-column{width: 100%;}.tatsu-r1Z5KMOsA5.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-r1Z5KMOsA5 > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-r1Z5KMOsA5 > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-r1Z5KMOsA5 > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-r1Z5KMOsA5 > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}@media only screen and (max-width:1377px) {.tatsu-row > .tatsu-r1Z5KMOsA5.tatsu-column{width: 100%;}}@media only screen and (min-width:768px) and (max-width: 1024px) {.tatsu-row > .tatsu-r1Z5KMOsA5.tatsu-column{width: 100%;}}@media only screen and (max-width: 767px) {.tatsu-row > .tatsu-r1Z5KMOsA5.tatsu-column{width: 100%;}}<\/style><\/div><\/div><\/div><\/div><div class=\"tatsu-section-background-wrap\"><div class = \"tatsu-section-background\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-section-overlay\"><\/div><style>.tatsu-H19YMujCq .tatsu-section-offset-wrap{transform: translateY(-0px);}.tatsu-H19YMujCq > .tatsu-bottom-divider{z-index: 9999;}.tatsu-H19YMujCq > .tatsu-top-divider{z-index: 9999;}.tatsu-H19YMujCq .tatsu-section-overlay{mix-blend-mode: normal;}<\/style><\/div><div  class=\"tatsu-SkBdlm3Cq tatsu-section  tatsu-bg-overlay   tatsu-clearfix\" data-title=\"\"  data-headerscheme=\"background--dark\"><div class='tatsu-section-pad clearfix' data-padding='{\"d\":\"32px 0px 90px 0px\"}' data-padding-top='32px'><div class=\"tatsu-row-wrap  tatsu-wrap tatsu-row-has-two-cols tatsu-medium-gutter tatsu-reg-cols  tatsu-clearfix tatsu-S1eBul72A5\" ><div  class=\"tatsu-row \" ><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-one-third tatsu-column-image-none tatsu-column-effect-none  tatsu-HkbrueX2Rc\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-single-image tatsu-module tatsu-image-lazyload tatsu-S1zBOx7nAc  \" ><div class=\"tatsu-single-image-inner \" style=\"width : 1478px;\" ><div class = \"tatsu-single-image-padding-wrap\" style = \"padding-bottom : 101.150202977%;\" ><\/div><img class = \"tatsu-gradient-border\" alt = \"Krzysztof Czapnik\" title = \"Krzysztof Czapnik\" data-src = \"https:\/\/reveltio.com\/app\/uploads\/2022\/08\/foto-KC.png\" src =\"data:image\/png;base64,iVBORw0KGgoAAAANSUhEUgAAAAEAAAABCAQAAAC1HAwCAAAAC0lEQVR42mNkYAAAAAYAAjCB0C8AAAAASUVORK5CYII=\"  \/><\/div><style>.tatsu-S1zBOx7nAc .tatsu-single-image-inner{border-style: solid;max-width: 100%;}.tatsu-S1zBOx7nAc.tatsu-single-image{transform: translate3d(0px,0px, 0);}<\/style><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-HkbrueX2Rc.tatsu-column{width: 33.33%;}.tatsu-HkbrueX2Rc.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-HkbrueX2Rc > .tatsu-column-inner > .tatsu-top-divider{z-index: 9999;}.tatsu-HkbrueX2Rc > .tatsu-column-inner > .tatsu-bottom-divider{z-index: 9999;}.tatsu-HkbrueX2Rc > .tatsu-column-inner > .tatsu-left-divider{z-index: 9999;}.tatsu-HkbrueX2Rc > .tatsu-column-inner > .tatsu-right-divider{z-index: 9999;}@media only screen and (max-width:1377px) {.tatsu-row > .tatsu-HkbrueX2Rc.tatsu-column{width: 33.33%;}}@media only screen and (min-width:768px) and (max-width: 1024px) {.tatsu-row > .tatsu-HkbrueX2Rc.tatsu-column{width: 33.33%;}}@media only screen and (max-width: 767px) {.tatsu-row > .tatsu-HkbrueX2Rc.tatsu-column{width: 100%;}}<\/style><\/div><div  class=\"tatsu-column  tatsu-bg-overlay tatsu-two-third tatsu-column-image-none tatsu-column-effect-none  tatsu-H17Sugm305\"  data-parallax-speed=\"0\" style=\"\"><div class=\"tatsu-column-inner \" ><div class=\"tatsu-column-pad-wrap\"><div class=\"tatsu-column-pad\" ><div  class=\"tatsu-module tatsu-text-block-wrap tatsu-BJErOem20q  \"><div class=\"tatsu-text-inner tatsu-align-center  clearfix\" ><style>.tatsu-BJErOem20q.tatsu-text-block-wrap .tatsu-text-inner{width: 100%;text-align: left;}<\/style><h4><strong><br \/>Krzysztof Czapnik<\/strong><\/h4>\n<h5>Reveltio General Manager<br \/>tel.\u00a0<a href=\"tel:+48533464067\">+48 533 464 067<\/a><br \/>mail:\u00a0<a href=\"mailto:krzysztof@reveltio.com\">krzysztof@reveltio.com<\/a><\/h5>\n<\/div><\/div><\/div><\/div><div class = \"tatsu-column-bg-image-wrap\"><div class = \"tatsu-column-bg-image\" ><\/div><\/div><div class=\"tatsu-overlay tatsu-column-overlay tatsu-animate-none\" ><\/div><\/div><style>.tatsu-row > .tatsu-H17Sugm305.tatsu-column{width: 66.67%;}.tatsu-H17Sugm305.tatsu-column > .tatsu-column-inner > .tatsu-column-overlay{mix-blend-mode: normal;}.tatsu-H17Sugm305 > .tatsu-column-inner > 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